UNDERSTANDING THE HOME BUYING PROCESS

UNDERSTANDING THE HOME BUYING PROCESS

This video will help you understand the house buying process, ensuring that they know and are comfortable with all elements of the process and won’t be confused due to misunderstanding. Don’t worry we are happy to explain further and this video will be up for...
WHY BOTHER WITH A MORTGAGE BROKER?

WHY BOTHER WITH A MORTGAGE BROKER?

First and foremost, using a whole of market mortgage broker will take the leg work out of looking for a mortgage; they’ll search the market and compare the different deals that are available to you, looking at not only the interest rates on offer but other charges...
STAMP DUTY REDUCTIONS

STAMP DUTY REDUCTIONS

The government’s move to cut stamp duty means home buyers and property investors can save as much as £15,000 – but who stands to benefit the most? Stamp duty thresholds across the UK are being raised until March 2021 as the government looks to spark the housing market...
HOW IS COVID-19 AFFECTING HOUSE PRICES

HOW IS COVID-19 AFFECTING HOUSE PRICES

The UK property market has enjoyed a mini boom since reopening after the lockdown and the government’s stamp duty cut could result in more people moving home over the next few months.  Here we explain what’s happening to house prices and offer advice on making an...
FEES AND COSTS INVOLVED IN A MORTGAGE

FEES AND COSTS INVOLVED IN A MORTGAGE

Costs before completion Lender Arrangement fee This can be called many things including product fee or arrangement fee.  This can be a percentage of the loan or can be a flat fee.  Typically, the flat fees will be £995 or £1,995.  These will be included in the cost of...
CONTRACTOR MORTGAGES

CONTRACTOR MORTGAGES

What contractor mortgage lenders look for in a borrower Customers often ask us “can I get a mortgage as a contractor?” and the answer is likely to vary from lender to lender, based on a wide range of variables. Along with the usual criteria – such as your age, credit...