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Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords.
Our business is built on honest and ethical advice. Thus we will always work in your best interests.
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The UK property market has enjoyed a mini boom since reopening after the lockdown and the government’s stamp duty cut could result in more people moving home over the next few months. Here we explain what’s happening to house prices and offer advice on making an...
What is the current base rate: 0.1% The current Bank of England base rate is 0.1%. It was cut on 19 March 2020, just a week after being cut to 0.25%. It had been at 0.75% since 2 August 2018. The Bank of England said the move was to help bolster cash flow for...
Costs before completion Lender Arrangement fee This can be called many things including product fee or arrangement fee. This can be a percentage of the loan or can be a flat fee. Typically, the flat fees will be £995 or...