Started: 11/06/2005

I started Response Mortgages following on from a period of being a Financial Adviser for one of the large national insurance companies. At Response Mortgages we have always had the ethos that customer service is key to our success and this is still our major strength. I am lucky to have a great team of staff around me who are all at the top of their game.

I look to personally get involved with all kinds of financial enquiries (normal residential mortgages, specialist buy to let mortgages, commercial & development finance as well as making sure all our clients are fully protected should the worst happen too). Away from work I love any kind of sport (more watching these days than playing!)

My 2 boys (Josh & Alfie) are involved in rugby league which dictates what I do outside of work – Josh coaches Alfie’s rugby team Garforth whilst Alfie also plays for Leeds Rhino’s Scholarship side. I am married to Lesley, and as well as my 2 boys I also have a daughter (Georgi) at Huddersfield University studying social care.

Email: Andy@responsemortgages.co.uk

Started: 11/06/2018

I’ve been with Response Mortgages in 2018, even though it all started as a two-week work experience placement. That quickly turned into a part-time administrator role while I was still at school, and I even helped out with some of the social media.

After finishing college, I joined full-time as an apprentice and completed my apprenticeship in April 2024. I’ve stayed in the industry because I genuinely enjoy helping people through one of the biggest financial decisions of their lives and making sure everything runs as smoothly as possible. More recently, I’ve stepped into the Operations Manager role to support my dad (Andy) in trying to “do less”… although he never will – and to make sure our clients continue receiving the best possible advice and service.

Outside of work, you’ll usually find me coaching the Garforth Tigers U16s and open age teams, or helping out around the club as the Club Development Manager. I’m a big Leeds Rhinos fan too and try to get to every game – a few years back I even travelled all the way to Melbourne to watch them!

When I’m not at rugby or work, I’m all about music. I love going to gigs and festivals, and I play guitar when I get the chance.

Email:  Josh@responsemortgages.co.uk

I have recently joined Response Mortgages in June 2021, bringing with me numerous years of experience within an estate agency environment.
I am passionate about the customer journey and enjoy working with clients to achieve their end goals. My goal is to maintain and ensure customer satisfaction from start to finish, so that our customers feel valued every step of the way.

Out of work I enjoy spending quality time with my family and friends, and travelling to new places!

Email: Laura@responsemortgages.co.uk

Started: 01/07/2020

I have worked for Response for the last 5 years however I have been in the financial industry since 1989 and have specialised in mortgages and protection since 2001. I have gained my experience whilst working for another Leeds based mortgage broker and then for the largest estate agency in Leeds.

My key strengths are residential mortgages, buy to let mortgages and ensuring that my clients are fully protected should the unexpected happen.

I am a great believer in customer service and that the customer comes first. This fits in perfectly with the ethos of Response.

In my spare time I enjoy watching any kind of sport particularly (football and F1), walking and spending time with my children and grandchildren.

Email: Kevin.Lawson@responsemortgages.co.uk

I have been in the financial industry since 2007 and have specialised in mortgages and protection since 2010. I have gained my experience whilst working as a mortgage and protection adviser for one of the largest estate agents in Leeds and also for myself whilst I was a self-employed Mortgage Advisor.

Over the last couple of years, I have been busy with family life and have three beautiful children, who take up all my spare time and money!

I have worked at response since May 2022, initially coming back to work, to support the business as a support manager. However, I missed been directly involved with the clients and helping them with all aspects of their mortgage and protection needs.

So, changing my role back to a mortgage and protection advisor allows me to help clients with any of their mortgage needs and it also allows me to make sure they are fully protected should the worse or unexpected happen. The support from the team here at response means the client always receives a first-class service, which is extremely important to me.

Email: Siobhan@responsemortgages.co.uk

I have recently joined Response Mortgages in April 2023. I have been in the financial industry for 20 years and have specialised in mortgages and protection since 2012. I have gained my experience starting my career at a large Building Society before progressing to a mortgage and protection advisor with one of the largest later life lenders in the UK.

I have a passion for residential mortgages, Buy to Let mortgages and ensuring that my customers are protected against the worst happening too.

Having worked predominately for large corporate organisations in the past, I am proud to work for Response mortgages as I am surrounded by a fantastic team who all support my ethos of placing the customer at the heart of everything we do.

In my spare time I can usually be found at my local Brazilian Jiu Jitsu school, which keeps me active and also allows me to spend a lot of time with my two children Arthur and Penelope as I coach their weekend classes too.

Email: Gary.Dalby@responsemortgages.co.uk

Started: 17/11/2025

I’m joining Response Mortgages after working in Mortgage lending for over a decade. I spent many years underwriting for mortgage lenders, building a strong foundation in risk management and customer service. I’ve also spent a lot of time focusing on learning & development as I genuinely love helping people. I have a passion for great customer service, and delivering fantastic outcomes. I learned to underwrite manually, finding ways to lend to customers outside of our usual appetite, and I still take great joy in finding solutions for customers who don’t think home-ownership is a reality for them.

In my own time I love going abroad in search of warmer climates. Otherwise I spend my time with family & friends, staying active in the gym/playing sports, gaming or reading books.

Email: Gary.Bourke@responsemortgages.co.uk

Started: 21/10/2024

I have been working within mortgages since 2017, starting off at a firm of licensed conveyancers dealing with the legal side of remortgaging to then moving on to being a Mortgage Administrator within Later Life Lending. I have a wealth of experience in Residential and Buy to Let Remortgages, Transfer of Equity’s and Lasting Power of Attorneys.

I am passionate about going above and beyond for all of my clients, ensuring that their mortgage journey is as seamless and stress free as possible by providing them with regular updates and setting expectations so that they have one less thing to worry about.

Outside of work I love to watch football or even spend my time gaming. I also enjoy taking my dog Cooper out on a long walk or spend time with my family. But 99% of the time you’re likely to find me with my head stuck in a book!

Email: Danielle@responsemortgages.co.uk

Starting: 24/11/2025

I have worked in finance for over 10 years and have extensive experience helping clients with buy-to-let mortgages, remortgages, and first-time buyer mortgages. My career began at one of the UK’s largest high street banks, which gave me a strong foundation in the industry.

I’m motivated by supporting clients through the mortgage process, whether that’s helping a first-time buyer, saving someone money on their existing mortgage, or securing an investment property for their future. Knowing my clients can rely on me for clear advice and support is what I thrive on.

Outside of work, I like to stay active. I enjoy walking, running, going to the gym, and spending quality time with family and friends.

Email: Rajni@responsemortgages.co.uk