Mortgage advice – with your own personal expert

Response Mortgage Services provides expert independent mortgage advice for everyone from first timers and remortgagers, to experienced buy to let landlords.

Our ability to see the whole market, to cut through the fine print and explain the pros and cons of each product makes life easy. Our contacts, our experience and our dogged determination makes it all happen, from initial mortgage advice to money in the bank.

Whole of Market

As an independent mortgage adviser, we have access to the whole of the mortgage market. That means we are able to find the very best mortgage for you from all of those available.

Extensive knowledge

Our years of experience in mortgages have allowed us to build up a huge knowledge of the market. Not only do we use this knowledge when we see our clients, but we also use it well before we even get in front of them. Our specialists research the ever changing mortgage market daily so you are safe in our hands.



Our business is based on building a long-term client adviser relationship and thus we will always work in your best interests. We will always treat your fairly. You can expect that in all our dealings with you, we will:

Treat you as you would expect to be treated

Never take advantage of you

Be open and honest with you

Quickly put right any mistakes we make


The Advisers

Andrew Quinn

Andrew Quinn

Managing Director


Started: 11/06/2005

I started Response Mortgage Services in June 2005 following on from a period of being a Financial Adviser for one of the large national insurance companies. At Response Mortgage Services we have always had the ethos that customer service is key to our success and this is still our major strength. I am lucky to have a great team of staff around me who are all at the top of their game.

I look to personally get involved with all kinds of financial enquiries, (normal residential mortgages, specialist buy to let mortgages, commercial & development finance as well as making sure all our clients are fully protected against the worst happening too). Away from work I love any kind of sport (more watching these days than playing!)

My 2 boys (Josh & Alfie) play rugby – which dictates what we do with our weekends (and we are massive Leeds Rhinos fans). I am married to Lesley, and as well as my 2 boys I also have a daughter (Georgi) who is growing up too fast.

Email: Andy@responsemortgages.co.uk

Kevin Lawson

Kevin Lawson

Senior Mortgage & Protection Adviser

Started: 01/07/2020

I have been in the financial industry since 1989 and have specialised in mortgages and protection since 2001. I have gained my experience whilst working for a Leeds based mortgage broker for 9 years and the last 10 years working as a mortgage and protection adviser for the largest estate agency in Leeds.

My key strengths are residential mortgages, buy to let mortgages and ensuring that my clients are fully protected should the unexpected happen.

I am a great believer in customer service and that the customer comes first. This which fits in perfectly with the ethos of Response Mortgage Services.

In my spare time I enjoy watching any kind of sport particularly (football and F1), walking and spending time with my children and grandchildren.

Email: Kevin.Lawson@responsemortgages.co.uk

Siobhan Haran

Siobhan Haran

Senior Mortgage & Protection Adviser

Started: 24/05/2022

I have been in the financial industry since 2007 and have specialised in mortgages and protection since 2010. I have gained my experience whilst working as a mortgage and protection adviser for one of the largest estate agents in Leeds and also for myself whilst I was a self-employed Mortgage Advisor.

Over the last couple of years, I have been busy with family life and have three beautiful children, who take up all my spare time and money!

I have worked at response since May 2022, initially coming back to work, to support the business as a support manager. However, I missed been directly involved with the clients and helping them with all aspects of their mortgage and protection needs.

So, changing my role back to a mortgage and protection advisor allows me to help clients with any of their mortgage needs and it also allows me to make sure they are fully protected should the worse or unexpected happen. The support from the team here at response means the client always receives a first-class service, which is extremely important to me.

Email: Siobhan@responsemortgages.co.uk

Gary Dalby

Gary Dalby

Mortgage & Protection Adviser

Started: 11/04/2023

I have recently joined Response Mortgages in April 2023. I have been in the financial industry for 20 years and have specialised in mortgages and protection since 2012. I have gained my experience starting my career at a large Building Society before progressing to a mortgage and protection advisor with one of the largest later life lenders in the UK.

I have a passion for residential mortgages, Buy to Let mortgages and ensuring that my customers are protected against the worst happening too.

Having worked predominately for large corporate organisations in the past, I am proud to work for Response mortgages as I am surrounded by a fantastic team who all support my ethos of placing the customer at the heart of everything we do.

In my spare time I can usually be found at my local Brazilian Jiu Jitsu school, which keeps me active and also allows me to spend a lot of time with my two children Arthur and Penelope as I coach their weekend classes too.

Email: Gary.Dalby@responsemortgages.co.uk

The Paraplanners

Mark Carty

Mark Carty

Paraplanner + Accounts Manager

Started: 27/07/2015

I started working for Response Mortgages after finishing Sixth Form in 2015. Since then I have learned a lot from working with such a great team and I am always looking to expand my knowledge further.

In my spare time I like to go to the gym and I also follow boxing.

Email: Mark@responsemortgages.co.uk

Sam Tarrant-Willis

Sam Tarrant-Willis

Life & Income Protection Paraplanner

Started: 01/04/2008

I have worked with Response since 2008 and done various roles along the way.  I qualified to be an Independent Financial Advisor in 2010, and since then have been specialising in financial protection for the last few years.  I can’t imagine working anywhere else, as I love the ethos here at Response of putting clients’ needs first, no matter what – it enables me to sleep at night!

My husband and I have a little dog that we dote on and enjoy taking for walks.  We also love travelling, reading and cooking – and eating!

Email: Sam@responsemortgages.co.uk

Josh Quinn

Josh Quinn

Paraplanner + Marketing Manager

Part Time – 11/06/2018
Full Time – 19/06/2022

I started working for Response Mortgage Services in June 2018 after completing a 2 week work experience placement here and have been a part of the team ever since. I learnt a lot from my time working part time at Response for 4 years whilst I was at sixth form which gave me a good foundation of knowledge to take into my mortgage administrative apprenticeship which have recently completed at the start of the year.

In my spare time, I coach the Garforth Tigers under 14’s rugby team and play for the open age side too. If I’m not playing or coaching rugby, I’m also a Rhinos fan and try get to every game (I even went to Melbourne to watch them in 2018).

In the few free moments, I have away from work and rugby, I am really into my music and go to lots of gigs and festivals as well as playing the guitar myself.

Email: Josh@responsemortgages.co.uk

The Case Managers

Imogen Oliver

Imogen Oliver

Case Manager

Started: 14/02/2022

I have recently started at Response Mortgages in February 2022. I have years of experience in the role under my belt with other firms – the majority of which were specialising in self-employed and contractor incomes, so I’m not shy when it comes to getting stuck into the more complex cases. I absolutely love working in the industry and helping clients to have a stress-free journey and enjoy the process!

Outside of work I enjoy spending time taking my 2 dogs, Thor and Frenchie, out for walks, spending time with friends and family and going to the gym!

Email: Imogen@responsemortgages.co.uk

Laura CapaldiGatlik

Laura CapaldiGatlik

Case Manager

Started: 01/06/2021

I have recently joined Response Mortgages in June 2021, bringing with me numerous years of experience within an estate agency environment.
I am passionate about the customer journey and enjoy working with clients to achieve their end goals. My goal is to maintain and ensure customer satisfaction from start to finish, so that our customers feel valued every step of the way.

Out of work I enjoy spending quality time with my family and friends, and travelling to new places!

Email: Laura@responsemortgages.co.uk