Started: 11/06/2005

I started Response Mortgages following on from a period of being a Financial Adviser for one of the large national insurance companies. At Response Mortgages we have always had the ethos that customer service is key to our success and this is still our major strength. I am lucky to have a great team of staff around me who are all at the top of their game.

I look to personally get involved with all kinds of financial enquiries (normal residential mortgages, specialist buy to let mortgages, commercial & development finance as well as making sure all our clients are fully protected should the worst happen too). Away from work I love any kind of sport (more watching these days than playing!)

My 2 boys (Josh & Alfie) are involved in rugby league which dictates what I do outside of work – Josh coaches Alfie’s rugby team Garforth whilst Alfie also plays for Leeds Rhino’s Scholarship side. I am married to Lesley, and as well as my 2 boys I also have a daughter (Georgi) at Huddersfield University studying social care.

Email: Andy@responsemortgages.co.uk

Started: 11/06/2018

I’ve been with Response Mortgages in 2018, even though it all started as a two-week work experience placement. That quickly turned into a part-time administrator role while I was still at school, and I even helped out with some of the social media.

After finishing college, I joined full-time as an apprentice and completed my apprenticeship in April 2024. I’ve stayed in the industry because I genuinely enjoy helping people through one of the biggest financial decisions of their lives and making sure everything runs as smoothly as possible. More recently, I’ve stepped into the Operations Manager role to support my dad (Andy) in trying to “do less”… although he never will – and to make sure our clients continue receiving the best possible advice and service.

Outside of work, you’ll usually find me coaching the Garforth Tigers U16s and open age teams, or helping out around the club as the Club Development Manager. I’m a big Leeds Rhinos fan too and try to get to every game – a few years back I even travelled all the way to Melbourne to watch them!

When I’m not at rugby or work, I’m all about music. I love going to gigs and festivals, and I play guitar when I get the chance.

Email:  Josh@responsemortgages.co.uk

Started: 01/04/2008

I have worked with Response since 2008 and done various roles along the way.  I qualified to be an Independent Financial Advisor in 2010, and since then have been specialising in financial protection for the last few years.  I can’t imagine working anywhere else, as I love the ethos here at Response of putting clients’ needs first, no matter what – it enables me to sleep at night!

My husband and I have a little dog that we dote on and enjoy taking for walks.  We also love travelling, reading and cooking – and eating!

Email:  Sam@responsemortgages.co.uk

Started: 01/07/2020

I have worked for Response for the last 5 years however I have been in the financial industry since 1989 and have specialised in mortgages and protection since 2001. I have gained my experience whilst working for another Leeds based mortgage broker and then for the largest estate agency in Leeds.

My key strengths are residential mortgages, buy to let mortgages and ensuring that my clients are fully protected should the unexpected happen.

I am a great believer in customer service and that the customer comes first. This fits in perfectly with the ethos of Response.

In my spare time I enjoy watching any kind of sport particularly (football and F1), walking and spending time with my children and grandchildren.

Email: Kevin.Lawson@responsemortgages.co.uk

Started: 06/01/2025

This is my second time working with Andy at Response Mortgages, the first being back in 2017/18. I am thrilled to have been asked to return as the ethos of the firm fall in line with my beliefs in putting the client first. I am passionate about my role in helping people achieve their dream home and making sure they are covered financially if the unexpected happens.

Previously, I have worked as a self employed adviser through Just Mortgages and before then, at Mortgage Solutions of Wakefield alongside a well established family run Estate Agents for nearly 6 years.

I love spending time with my family on walks and eating out (not as much as I would like). I am married to Katy, have a son, Samuel, a stepdaughter, Lauren and have a grandson, Harley.

I enjoy most sports which includes football (Leeds United fan), golf, rugby league (Castleford Tigers fan) and most motor sports. I also coach the Castleford Town Under 12’s football team.

I look forward to speaking to you and supporting you with your property goals.

Email: Chris@responsemortgages.co.uk

Started: 21/04/2026

I joined Response Mortgage Services in April 2026, bringing with me over 11 years of experience in the mortgage industry. During that time, I’ve helped a wide range of clients – from first-time buyers purchasing their very first home, to experienced portfolio landlords investing through limited companies, and everything in between.

I believe exceptional customer service should sit at the heart of the guidance our clients trust us to provide throughout their journey. That approach aligns perfectly with the honest, reliable, and ethical culture here at Response Mortgage Services.

Alongside mortgages, I also specialise in protection advice, helping clients with their life assurance, critical illness cover, and income protection needs. While it can sometimes feel like the more difficult side of financial planning to think about, having the right protection in place can provide real peace of mind should life take an unexpected turn.

Away from work, I have a wonderful family, including a French Bulldog – not a breed I ever expected to own, but one who very quickly became my best friend. Home life is certainly busy, with one daughter (soon to be two!) and two stepdaughters, now in their teens, all keeping me firmly on my toes.

I’m a big sports fan, although these days I spend more time watching than participating. I still enjoy keeping fit where I can, alongside cooking (opinions on the quality may vary depending on who you ask!), travelling, exploring the outdoors, and sometimes enjoying the indoors too -especially with the British weather. Music is another big passion of mine, with tastes that can vary massively depending on the day and mood.

Email: James@responsemortgages.co.uk

Started: 21/10/2024

I have been working within mortgages since 2017, starting off at a firm of licensed conveyancers dealing with the legal side of remortgaging to then moving on to being a Mortgage Administrator within Later Life Lending. I have a wealth of experience in Residential and Buy to Let Remortgages, Transfer of Equity’s and Lasting Power of Attorneys.

I am passionate about going above and beyond for all of my clients, ensuring that their mortgage journey is as seamless and stress free as possible by providing them with regular updates and setting expectations so that they have one less thing to worry about.

Outside of work I love to watch football or even spend my time gaming. I also enjoy taking my dog Cooper out on a long walk or spend time with my family. But 99% of the time you’re likely to find me with my head stuck in a book!

Email: Danielle@responsemortgages.co.uk

Started: 24/11/2025

I have worked in finance for over 10 years and have extensive experience helping clients with buy-to-let mortgages, remortgages, and first-time buyer mortgages. My career began at one of the UK’s largest high street banks, which gave me a strong foundation in the industry.

I’m motivated by supporting clients through the mortgage process, whether that’s helping a first-time buyer, saving someone money on their existing mortgage, or securing an investment property for their future. Knowing my clients can rely on me for clear advice and support is what I thrive on.

Outside of work, I like to stay active. I enjoy walking, running, going to the gym, and spending quality time with family and friends.

Email: Rajni@responsemortgages.co.uk