What is a 100% mortgage and can I get one?

What is a 100% mortgage and can I get one?

After disappearing from the market following the 2008 financial crash, 100% mortgages are now back with lender Skipton offering a no-deposit product. We explain how they work for first-time buyers and if you can get one. When buying your first home, you’ll normally...
MORTGAGE SCHEME’S FOR FIRST TIME BUYERS

MORTGAGE SCHEME’S FOR FIRST TIME BUYERS

The property market is dominating the headlines in the start to 2023. Whether it be interest rates, property prices or buying schemes, it can be overwhelming to understand what options there are for first time buyers in 2023. To help you understand your options, we...
WHAT IS AFFORDABLE HOUSING?

WHAT IS AFFORDABLE HOUSING?

If you’re hoping to buy your first home, you might have come across the term ‘affordable housing’. In theory, ‘affordable housing’ refers to properties that are offered for sale or rent for below their market value – usually as part of a scheme backed by the...
SHARED OWNERSHIP

SHARED OWNERSHIP

The generational challenge of rising house prices Decades of rising house prices have stretched affordability to breaking point for thousands of prospective first-time buyers. The average house price stands at £228,000; eight times the average wage in the UK. In the...