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In todays uncertain financial climate, many of us are under risk of redudancy or unemployment through no fault of our own.

Recent financial circumstances have led to more and more companies struggling to stay afloat with many having to make cut backs and frequently that means reducing the level of employees.

We cannot predict our job security now or in the future, so choosing to protecting your income in the event of redundancy is a real consideration.

What if your employer was to go bust? Could you find yourself in the position of still being able to pay any ongoing financial commitments such as your mortgage, car insurance, finance, any personal loans, utility bills, Never mind the day to day living costs such as grocery shopping, heating etc. With a redundancy cover/redundancy insurance policy in place you can continue working in the knowledge that should you find yourself unemployed through no fault of your own then you will be paid a tax free monthly income to help with your finances / living costs etc. Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at Money Advice Service.

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