Why should you have a critical illness plan?


A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be written as a stand alone plan.

Who is it for?

This type of plan is designed for those individuals or families who want a lump sum if they are diagnosed with a serious illness.  This lump sum could be used to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home. The quality of cover and the illnesses covered can vary significantly between different providers. As independent financial advisors we can help you find the plan that best meets your requirements as well as giving you the most benefit.

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