Advice based on your current needs
Whether your current rate is expiring or you feel it may be best to change and face a possible early repayment charge contact us and we’ll search the whole of market to make sure your mortgage fits your current (and future) plans.
The application process
This process generally take around a month, although this can vary. We will of course guide you through the whole remortgaging process, which will include:
Getting an early repayment stated from your existing lender telling you how much you owe.
Completing an application form for your new lender and provide details of your income and proof of identity.
Your new lender valuing your home.
The lender issuing a mortgage offer once your paperwork has been finalised. This will contain the amount of the mortgage and confirm the terms they are offering you.
Your Solicitors being instructed to arrange the legal documentation.
Finally, you will receive a completion statement from your solicitor or new lender. This confirms your new mortgage is in place.