I want to try and help my children or grandchildren get onto the property ladder, but I only receive a pension and I don’t want to use my savings…is there anything that I can do?
Yes! There are now several ways in which you are able to raise capital from your property to support your family, carry out home improvements, or even to have that once in a lifetime holiday.
There are now many schemes which allow you to lend into later life, there are equity release options and retirement interest only mortgages.
Historically, there have been scary interest rates and all kinds of “hoops to jump through” to look at this borrowing, however now is a great time to assess your options. Our experts will guide you through the process and ensure that everything Is explained in a clear, straightforward & ethical manner, contact us for more information.
Whether your current rate is expiring or you feel it may be best to change and face a possible early repayment charge we can help.
Whether you are moving from your first house or downsizing to something smaller after the kids have moved out, we will be able to help.
If you are lucky enough that your house has increased in value since you bought it, you may want to release some of the equity you’ve accrued.
If the worst does happen having the right cover in place will lesson the strain for you and your family. We can help get the most comprehensive cover.
Buildings and contents insurance will provide you with peace of mind and help to protect you from potential financial hardship.