Terms of Business

Explore our terms of business and our scope of service…

Step 1

Initial Assessment, Data Gathering & Mortgage Recommendation

We will complete a fact find to assess your current situation.


Step 2

Mortgage Application

We will approach a lender on your behalf and ensure all the correct documentation is uploaded to their system. 

Step 3


We will provide a protection recommendation based on your needs.

Step 4

Mortgage Offer

We will keep in touch whilst awaiting a mortgage offer, and from time top time we may contact you for further details as requested by the lender.

Step 5

Mortgage Completion

The new mortgage and protection is now in place, this is when your broker fee is due.

Terms & Conditions

Your initial mortgage consultation is free of charge. There may be a fee for our mortgage service if you decide to proceed to application, this is typically £395 and we will retain any commission that may be paid by the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount and will be discussed and agreed before you make a mortgage application.